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Insurance Blog

Do I Need Commercial Property Insurance for A Shared Office?

If you work in a shared office space, it is essential to ensure you are protected against specific risks. If your business operates out of a coworking space, a commercial property insurance policy brings added protections. The office furniture and equipment owned by your business will be expensive to replace if a fire or other disaster occurs. Your commercial property insurance policy covers the cost...

Do I Need Insurance for Undeveloped Property?

If you own undeveloped property, does it need to be protected with a separate insurance policy? The personal insurance section of your homeowners policy may cover vacant land up to a specific limit. If a lawsuit is filed against you for personal injury on the property, the policy limit may be too low. Personal insurance can be purchased separately or is one section of your...

Common motorcycle accidents: Causes and considerations

For avid motorcycle riders like you, knowing the factors that contribute to the most common motorcycle accidents can help you avoid these hazards. We reviewed our recent motorcycle accident claims to help improve your awareness as you prepare for your next ride. Learn what causes most motorcycle accidents Loss of control is by far the most common cause of motorcycle accidents, accounting for more than...

Your guide to motorcycle insurance costs

As you search for the right motorcycle insurance coverage, you try to balance two priorities: protecting your bike without breaking the bank. Ultimately, the cost of motorcycle insurance depends on you. Let’s investigate the elements that determine your insurance premiums—and the actions you can take to help reduce your costs. Factors that affect your motorcycle insurance costs Your insurance score You probably have a good...

What Does Commercial Umbrella Insurance Cover?

Your business is protected by your business insurance – but is it enough? A commercial umbrella insurance policy provides coverage when a claim exceeds the limits of your other policies. This type of policy is typically quite affordable and offers a critical level of protection against losses from substantial claims or lawsuits.  Do You Need Commercial Umbrella Insurance? A liability claim filed against your business...